homeowner insurance rates As Rate of Oklahoma Quakes Spiked, So Did Insurance Rates By Jonathan Baker • May 17, 2016 Nick Oxford / Reuters As Oklahoma’s earthquake frequency exploded, so did the rates of insurance companies covering the damages. Reuters reporter Luc Cohen recently examined thousands of pages of documents from the Oklahoma Insurance Commission. Texas Homeowners Insurance Rates No Longer Highest in the Nation By Cindee Talley • Dec 23, 2013 abbott-insurance.com Texans are no longer pay the highest homeowner rates in the nation. They’re third highest. KUT News reported rates are higher because figures not include the cost of windstorm insurance.